Comparing Home Loans

Why should I be comparing home loans right now?   Our circumstances are always changing. So, why should I be comparing home loans right now?  We get new jobs, have kids, retire or become empty-nesters. Regularly reviewing your home loan can put money in your pocket and reduce financial stress. Or even pay off your…

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Tax Tips For Property Investors

Tax Tips For Property Investors – preparing for Tax Time Everyone could do with a little help come tax time and these are our 6 top Tax Tips for Property Investors.   Whether this is the first tax season you’ve faced as an investor, or they’re a veteran property investor. We have prepared our top six…

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Investment Property Tax Deductions

Are you making the most of investment property tax deductions?   As an investor, you might not realize there are investment property tax deductions you could be making on smaller items within your property. That could mean valuable savings at tax time. However, there’s a good chance you already claim some depreciation on your investment…

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Control Your Finances

Are you a woman who is in control of your finances?   With many women likely to become solely responsible for their financial wellbeing at some point in their lifetime, you might very well want to be in control of your finances from now.   Along with higher rates of divorced couples and with women…

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Financial Stress

Financial stress is increasing. 70% of the workforce are now worrying about money and their personal finances. The banks are tightening their borrowing criteria so financial bailout and consolidation of current debt is becoming increasingly difficult. More than 40% of Australians are now experiencing financial stress.   What are the triggers of financial stress? Bad…

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Good Retirement Advice

Good retirement advice helps our clients reach their retirement goals. Firstly, concerns around having enough money to fund a desired retirement lifestyle is our biggest conversation with our clients. Similarly, eligibility for the aged pension, downsizing, and aged care planning are other aspects covered in good retirement advice and a good retirement plan. For that…

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Credit Score

How Important Is Your Credit Score? There are few common misconceptions regarding your credit report and overall credit score.     The Myths and Facts About Your Credit Score   Myth 1: A credit score is more important than the credit report. Fact: Knowing the difference between a credit report and a credit score is…

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Business Loan

Time to apply for a business loan?   The thought of applying for a business loan could make many feel anxious. But it doesn’t have to. A well-rounded application will always get you much further – If you’d like to know what you can do to avoid an unpleasant rejection, here are a few things…

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Law of Compounding

The Law of Compounding applies to everyone… and is always working.

 

“The Law of Compounding interest is the
eighth wonder of the world. He who
understands it, earns it…
he who doesn’t… pays it.”
Albert Einstein

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70:30 Money Management Rule

The 70:30 money management rule goes back to the Ancient City of Babylon some 5,000 years ago. Back then was one of the richest cities in the world. The 70:30 money management rule basically said that for all money flowing into your household 70% would be allocated to your lifestyle/ living expenses, with the remaining…

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Age Pension / Superannuation / Retirement

FOUR new Government measures proposed to address Age Pension / Superannuation / Retirement due to longer life expectancies. One of the focuses of these changes is helping retirees prepare financially for a longer and more secure life. It is in response to increasing life expectancies for Age Pension / Superannuation / Retirement. As a result, the…

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Business Finance Adelaide

Business finance in Adelaide has helped thousands of self employed and small to medium sized businesses successfully diversify with simple and smart business loans. There is an alternative lending market opportunity in Australia, and FMG Wealth Strategists is here to help.   Business Finance Options Australia’s 2.2 million small businesses are the lifeblood of our…

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Succession Planning for Business

What 6 key aspects do you need to know about succession planning for your business? Succession planning describes the process of a business owner transitioning out of their business. Having a plan is essential to ensure the right option is chosen. Along with ensuring the relevant steps are taken to achieve your desirable outcome. There are…

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Cashflow and Debt Solution

Our Cashflow and Debt Solution NOW Makes it Easier For You Managing your money has now been made easier with our Cashflow and Debt Solution program. Your personal Cashflow and Debt Solution ‘made easy‘ program is here. In this program we are going to show you how to make the best choices you can with the…

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Investing – Active v Passive

Active investing is generally more expensive and passive investing may appear more simple but investors should consider their goals before deciding. The discussion around index investment strategies or active and passive investment strategies is more complex and investors should consider their long-term goals when deciding which path to take rather than matters of ease and…

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What’s your Wealth Imprint (Thermostat)?

So the biggest question is, what’s your wealth imprint (thermostat)? And how does it affect your ability to accumulate the amount of wealth you want to achieve during your lifetime?

“Why is it that we constantly see the majority of lottery winners and recipients of inheritances end up where they started some 18mths to 2 years later and in some cases worse off? You see we all have something called a Wealth Imprint. Or in simple terms a ‘Wealth Thermostat’. Our wealth imprint tolerance oscillates at approximately 10% above and below this individual imprint line.

 

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Planting your Wealth Tree – Part 2

This month the focus of Planting your Wealth Tree Part 2 is eliminating your long term money worries and further generating that ‘feeling’ of financial security. Hopefully by now you have set up your ‘90 Day Reserve’ account that we discussed last month and started your direct debits to start building your ‘cushion’. Just to…

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Long Term Investing update

Credit Suisse has released their annual investment returns yearbook which is always a good reminder of the benefits in taking sensible long term views on investing. The one thing that always strikes me when I read this report is how well Australia fares in terms of long term performance of our share market, which as…

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Listed Property for both Australia and Globally top of the asset classes

According to Vanguard’s 2016 Index Chart Australian Listed Property recorded a 24.60% return just in front of Global Listed Property with 20.40% return this last financial year.

In fact Listed Property Asset Classes for both Australia and Globally have recorded double-digit growth over the last 2 years. In the last 5 years only US and International Shares together with Listed Property achieved double-digit growth looking at the Vanguard Index Chart below.

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