Long Term Investing update

Long Term Investing update

Credit Suisse has released their annual investment returns yearbook which is always a good reminder of the benefits in taking sensible long term views on investing. The one thing that always strikes me when I read this report is how well Australia fares in terms of...

Centrelink Strategies Checklist for Pensioners

Centrelink Strategies Checklist for Pensioners

With the looming Pension changes coming 1st Jan 2017 we have prepared a 10 point checklist for EXTRA Centrelink benefits OR at worst make sure you know your downside. Don’t think Centrelink will be ringing you to say “Hey we could pay you more” and don’t wait until...

Wealth Protection Case Study 3 – Protecting your assets

If you’ve used debt to start-up or grow your business, it is wise to ensure yourself (and other key people) have suitable insurance cover, to make certain you are protecting your assets. Protecting Your Assets Adam, aged 40, is married to Kylie, aged 35. They have a...

Wealth Protection Case Study 2 – Protect your income

Wealth Protection Case Study 2 – Protect your income

Why protect your income? If an injury or illness forced you to take time off work, could you still keep up with your bills? Imagine what your life would be like if you hadn’t taken the time to ‘protect your income’ and your family’s financial security, in the event of...

Part 3: ETFs – The surge continues

Part 3: ETFs – The surge continues

In Part 3, we examine the ongoing growth in the Exchange Traded Products market and consider why investors are drawn to this investment. According to the ASX, total market capitalisation of the Exchange Traded Products market at February 2016 was $20.62 billion, up...

PART 2: Asset Allocation – From offensive to defensive

PART 2: Asset Allocation – From offensive to defensive

In Part 2, we detail how SMSF investors have shifted from a traditional mix of investments, to a more diversified, defensive approach today. [pdf-embedder url="https://fmgws.com.au/wp-content/uploads/2019/07/black-sky-2016_part-2.pdf" title="PART 2: Asset Allocation –...

PART 1: SMSFs – Trends and Challenges

PART 1: SMSFs – Trends and Challenges

In Part 1, we provide you with a summary of the views of both SMSF investors and the SMSF category as a whole. More so, you’ll learn what Trustees are thinking right now and discover the reasons for their considerable shift in asset allocation since the publication of...

The benefits of staying invested

The benefits of staying invested

Investors are more likely to reach their long-term goals by avoiding emotionally driven and or fearful short-term decisions. These types of short term decisions may take investors off course thus nullifying the benefits of staying invested.What this chart...

How the Economic Machine Works

How the Economic Machine Works

How does the economy really work? This simple but not simplistic video by Ray Dalio, Founder of Bridgewater Associates, shows the basic driving forces behind the economy, and explains why economic cycles occur by breaking down concepts such as credit, interest rates,...

60:30:10 Rule Video

The 60:30:10 Rule, a successful strategy with a plan and an full understanding of your objectives is key to preserving your spending power in retirement. What is the ‘60:30:10 Rule’? We believe that a successful strategy starts with a plan and an full understanding of...

“Wealth Tip – The Rule of 72”

“Wealth Tip – The Rule of 72”

“There’s an old economic rule known as the ‘Rule of 72’ that tells us how many years it would take for something to double in value.” 72 / by growth rate.Simply divide the growth rate or interest rate into 72 and the answer will tell you how many years it would take...

“Latest ATO Small business benchmarks released”

The ATO has recently updated its annual small business benchmarks. Click on the link below to compare your business performance against similar businesses in your industry. The Benchmarks are updated on an annual basis with new financial year data. The purpose of the...

“US Shares Top of the Asset Class – back to back”

“US Shares Top of the Asset Class – back to back”

US Shares has taken out back to back top performing asset class year ending 30th June 2015.After topping the best performing asset class in 2014 with 22.7% it has backed up again with 31.8% in 2015. No surprises that Cash has been the lowest performing asset class...

‘Protecting your Income’ – Wealth Protection Strategy 2

‘Protecting your Income’ – Wealth Protection Strategy 2

If you’re self employed or run your business through a company or trust do you have Income Protection insurance? What are the benefits ? By using this strategy you could: Receive up to 75% of your pre-tax income if you are unable to work due to illness or injury, and...

Family Wealth

Family Wealth

Building Family Wealth This landmark book, Family Wealth, has changed the way wealthy and entrepreneurial families think about their heritage. Along with their wealth and their legacy for future generations. Furthermore, the Family Wealth book is now expanded and...