The Time Value of Money is staggering. So why Invest Now Rather Than Later? SEE THE DIFFERENCE time makes in this chart.

See how 19 year old Susan invested early. $2000 for 8 years, invested nothing else from that point and in 45 yrs has $1,000,000.
HINT: START INVESTING EARLY!

Compared to Kym, the time value of money in the market, Susan contributed one-fifth the dollars but has 25% more to show.

How The Time Value of Money invites you to Invest Now Rather Than Later

See the difference

Susan

Investing at age 19 (10% Annual Return)

AGEINVESTMENTTOTAL VALUE
19$2,0002,200
202,0004,620
212,0007,282
222,00010,210
232,00013,431
242,00016,974
252,00020,871
262,00025,158
27027,674
28030,442
29033,486
30036,834
31040,518
32044,570
33048,027
34053,929
35059,322
36065,256
37071,780
38078,958
39086,854
40095,540
410105,094
420115,603
430127,163
440130,880
450153,868
460169,255
470188,180
480204,798
490226,278
500247,806
510272,586
520299,845
530329,830
540362,813
550399,094
560439,003
570482,904
580531,194
590584,314
600642,745
610707,020
620777,722
630855,494
640941,043
6501,035,148

Earnings Beyond Investment
$1,019,148

Kim

Investing at age 27(10% Annual Return)

AGEINVESTMENTTOTAL VALUE
1900
2000
2100
2200
2300
2400
2500
2600
27$2,0002,200
282,0004,620
292,0007,282
302,00010,210
312,00013,431
322,00016,974
332,00020,871
342,00025,158
352,00029,874
362,00035,072
372,00040,768
382,00047,045
392,00053,949
402,00061,544
412,00069,899
422,00079,089
432,00089,198
442,000100,318
452,000112,550
462,000126,005
472,000140,805
482,000157,086
492,000174,094
502,000194,694
512,000216,363
522,000240,199
532,000266,419
542,000295,261
552,000326,988
562,000361,886
572,000400,275
582,000442,503
592,000488,953
602,000540,048
612,000596,253
622,000658,078
632,000726,086
642,000800,895
652,000883, 185

Earnings Beyond Investment
$805,185

SUSAN EARNS$1,019,148
KIM EARNS$805,185
SUSAN EARNS MORE$213,963

 

The time value of money shows Susan invested one-fifth the dollars but has 25% MORE to show for it 🥳

Timing the market is futile. Spending time in the share market is the key to take advantage of the time value of money. Interestingly, the best and worst trading days often happen close together and occur irrespective of the overall market performance for any year. Time in the market is your valuable and ever increasing asset.

The chart below shows the time value of money in the market. Time is your best friend!

The time value of money

Watching share market movements often makes many investors very nervous but history shows us that even with all the ups and downs, the time value of money in the market continues to rise. Trading economics is a great site to familiarize yourself with real time data.

Investing in the share market is typically a prudent choice for investors seeking long-term growth. Downturns aren’t rare events and all investors in all markets, will endure many of them during their lifetime. There have actually been 9 Bear markets since 1980. Despite this, the market has also continued to trend higher over the long term.

When it comes to the time value of money it is important to maintain a long-term perspective. Strong recoveries that have historically followed market downturns.

**OUR BEST TIP in the Time Value of Money –>> START INVESTING EARLY!

Learn more about the share market here because it is important if you want your money to work FOR YOU!

 

** If you are in your mid 20’s, start now. It will take a little longer, OR add more than $2000 per year. You’ll be glad you did!

* Not in that age category and want help in this space, contact us we are here for you.

 

Need help?

If a long-term investment wealth strategy to build and protect your wealth is important to you, call us on 08 7111 0022 or to book a time with us.

Make the rest of your life the best of your life.

 

 

 

 

 

 

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Disclaimer: This article is information only. It is not intended to imply any recommendation about any financial product(s) or to constitute financial or tax advice. The information in the article is reliable at the time of distribution, but may not be complete or accurate in the future.

 

 

 

 

 

 

 

 

 

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