The Time Value of Money is staggering. So why Invest Now Rather Than Later? SEE THE DIFFERENCE time makes in this chart.
See how 19 year old Susan invested early. $2000 for 8 years, invested nothing else from that point and in 45 yrs has $1,000,000.
HINT: START INVESTING EARLY!
Compared to Kym, Susan contributed one-fifth the dollars but has 25% more to show.
How The Time Value of Money invites you to Invest Now Rather Than Later
See the difference
Susan
Investing at age 19 (10% Annual Return)
| AGE | INVESTMENT | TOTAL VALUE |
| 19 | $2,000 | 2,200 |
| 20 | 2,000 | 4,620 |
| 21 | 2,000 | 7,282 |
| 22 | 2,000 | 10,210 |
| 23 | 2,000 | 13,431 |
| 24 | 2,000 | 16,974 |
| 25 | 2,000 | 20,871 |
| 26 | 2,000 | 25,158 |
| 27 | 0 | 27,674 |
| 28 | 0 | 30,442 |
| 29 | 0 | 33,486 |
| 30 | 0 | 36,834 |
| 31 | 0 | 40,518 |
| 32 | 0 | 44,570 |
| 33 | 0 | 48,027 |
| 34 | 0 | 53,929 |
| 35 | 0 | 59,322 |
| 36 | 0 | 65,256 |
| 37 | 0 | 71,780 |
| 38 | 0 | 78,958 |
| 39 | 0 | 86,854 |
| 40 | 0 | 95,540 |
| 41 | 0 | 105,094 |
| 42 | 0 | 115,603 |
| 43 | 0 | 127,163 |
| 44 | 0 | 130,880 |
| 45 | 0 | 153,868 |
| 46 | 0 | 169,255 |
| 47 | 0 | 188,180 |
| 48 | 0 | 204,798 |
| 49 | 0 | 226,278 |
| 50 | 0 | 247,806 |
| 51 | 0 | 272,586 |
| 52 | 0 | 299,845 |
| 53 | 0 | 329,830 |
| 54 | 0 | 362,813 |
| 55 | 0 | 399,094 |
| 56 | 0 | 439,003 |
| 57 | 0 | 482,904 |
| 58 | 0 | 531,194 |
| 59 | 0 | 584,314 |
| 60 | 0 | 642,745 |
| 61 | 0 | 707,020 |
| 62 | 0 | 777,722 |
| 63 | 0 | 855,494 |
| 64 | 0 | 941,043 |
| 65 | 0 | 1,035,148 |
Earnings Beyond Investment
$1,019,148
Kim
Investing at age 27(10% Annual Return)
| AGE | INVESTMENT | TOTAL VALUE |
| 19 | 0 | 0 |
| 20 | 0 | 0 |
| 21 | 0 | 0 |
| 22 | 0 | 0 |
| 23 | 0 | 0 |
| 24 | 0 | 0 |
| 25 | 0 | 0 |
| 26 | 0 | 0 |
| 27 | $2,000 | 2,200 |
| 28 | 2,000 | 4,620 |
| 29 | 2,000 | 7,282 |
| 30 | 2,000 | 10,210 |
| 31 | 2,000 | 13,431 |
| 32 | 2,000 | 16,974 |
| 33 | 2,000 | 20,871 |
| 34 | 2,000 | 25,158 |
| 35 | 2,000 | 29,874 |
| 36 | 2,000 | 35,072 |
| 37 | 2,000 | 40,768 |
| 38 | 2,000 | 47,045 |
| 39 | 2,000 | 53,949 |
| 40 | 2,000 | 61,544 |
| 41 | 2,000 | 69,899 |
| 42 | 2,000 | 79,089 |
| 43 | 2,000 | 89,198 |
| 44 | 2,000 | 100,318 |
| 45 | 2,000 | 112,550 |
| 46 | 2,000 | 126,005 |
| 47 | 2,000 | 140,805 |
| 48 | 2,000 | 157,086 |
| 49 | 2,000 | 174,094 |
| 50 | 2,000 | 194,694 |
| 51 | 2,000 | 216,363 |
| 52 | 2,000 | 240,199 |
| 53 | 2,000 | 266,419 |
| 54 | 2,000 | 295,261 |
| 55 | 2,000 | 326,988 |
| 56 | 2,000 | 361,886 |
| 57 | 2,000 | 400,275 |
| 58 | 2,000 | 442,503 |
| 59 | 2,000 | 488,953 |
| 60 | 2,000 | 540,048 |
| 61 | 2,000 | 596,253 |
| 62 | 2,000 | 658,078 |
| 63 | 2,000 | 726,086 |
| 64 | 2,000 | 800,895 |
| 65 | 2,000 | 883, 185 |
Earnings Beyond Investment
$805,185
| SUSAN EARNS | $1,019,148 |
| KIM EARNS | $805,185 |
| SUSAN EARNS MORE | $213,963 |
Susan invested one-fifth the dollars but has 25% MORE to show 🥳
**OUR BEST TIP –> START INVESTING EARLY!
** If you are in your mid 20’s, start now. It will take a little longer, OR add more than $2000 per year. You’ll be glad you did!
Not in that age category and want help in this space, contact us.
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Disclaimer: This article is information only. It is not intended to imply any recommendation about any financial product(s) or to constitute financial or tax advice. The information in the article is reliable at the time of distribution, but may not be complete or accurate in the future.
