Some Solid Gold on Gold

Some Solid Gold on Gold

“Over the last 36 years working around ‘money stuff’, it’s certainly not the first time and I can guarantee you one thing, it won’t be the last time, the talk about moving to the supposedly safe haven of gold when fear is in the air. Remember FEAR stands for ‘False...

Trauma or Critical Illness Insurance Cover

Trauma or Critical Illness Insurance Cover

Trauma or critical illness insurance cover can provide a lump sum of money to cover immediate medical expenses and other financial needs when a critical illness or injury occurs. What is Trauma or Critical Illness Insurance Cover? Trauma or critical illness cover pays...

Self-employed and want a home loan?

Self-employed and want a home loan?

Firstly, owning your own business you’ll know all about the challenges of admin – keeping your accounts, finances and income flow all on track. It’s not easy. The last thing you need is a ‘no’ on your home loan application because of the paperwork.But here’s some good...

Low Deposit / Graduate Loan

Low Deposit / Graduate Loan

Low Deposit / Graduate Loan products to get you started sooner Welcome to our business of getting South Australians into home ownership sooner. A range of innovative loan products can help overcome the barrier of high upfront deposits and costs and help you get into...

How To Set Budget Goals

How To Set Budget Goals

Budgeting can be hard. So, we have 5 top tips on how to set budget goals. Even when you think you’ve got it under control, a curve ball flies at you and suddenly you’re struggling again. Take a breath. Whether you’re a total beginner or a budgeting spreadsheet pro,...

2019 Vanguard Index Chart HOT of the Press

2019 Vanguard Index Chart HOT of the Press

“Stay the course. No matter what happens, stick to your program. I’ve said “stay the course” a thousand times, and meant it every time. It is the most important single piece of investment wisdom I can give to you” John C Bogle, Founder of Vanguard “Our Perspective on...

Money Tips

Money Tips

8 Important Money Tips.. for when you land your first Full Time job   These are the most important money tips if you want to ensure you’re getting all the right things for you. Like, the right amount of super, paid weekly, fortnightly or monthly (not every...

Improve Your Chances Of Getting a Mortgage

Improve Your Chances Of Getting a Mortgage

7 Hot Tips to improve your chances of getting a mortgage or refinance approval   If your resolution is to get a mortgage any time soon, here are 7 things to think about that could definitely improve your chances of getting a mortgage or refinance approval on your...

7 Things A Home Buyer Needs To Know

7 Things A Home Buyer Needs To Know

There are 7 things a home buyer needs to know to be ready to enter the market. Here are the top 7 things a home buyer needs to know for buying your first home. 1)  Bigger deposit, better position Some lenders can offer low-deposit loans for less than 5 percent of the...

Comparing Home Loans

Comparing Home Loans

Why should I be comparing home loans right now?   Our circumstances are always changing. So, why should I be comparing home loans right now?  We get new jobs, have kids, retire or become empty-nesters. Regularly reviewing your home loan can put money in your...

Tax Tips For Property Investors

Tax Tips For Property Investors

Tax Tips For Property Investors – preparing for Tax Time Everyone could do with a little help come tax time and these are our 6 top Tax Tips for Property Investors.   Whether this is the first tax season you’ve faced as an investor, or they’re a veteran property...

Investment Property Tax Deductions

Investment Property Tax Deductions

Are you making the most of investment property tax deductions?   As an investor, you might not realize there are investment property tax deductions you could be making on smaller items within your property. That could mean valuable savings at tax time. However,...

Control Your Finances

Control Your Finances

Are you a woman who is in control of your finances? With many women likely to become solely responsible for their financial wellbeing at some point in their lifetime, you might very well want to be in control of your finances from now. Along with higher rates of...

Financial Stress

Financial Stress

Financial stress is increasing. 70% of the workforce are now worrying about money and their personal finances. The banks are tightening their borrowing criteria so financial bailout and consolidation of current debt is becoming increasingly difficult. More than 40% of...

Money Magnetic Tip 3 – Focus on the Client

Money Magnetic Tip 3 – Focus on the Client

‘When implementing a debt reduction strategy, always focus on servicing the clients and the debt will go away, rather than focusing on the debt where the clients go away’. What we focus on becomes our reality. Choose wisely. “It is not strength that matters, its...

Money Magnetic Tip 2 – Increased Savings

Money Magnetic Tip 2 – Increased Savings

Increased Savings If you have an ongoing payment say, for a car, the moment the debt is paid off put that exact amount into your savings. If you don’t, either your income will drop or your expenses will increase to match. Since you were able to make the payment before...

Money Magnetic Tip 1 – Unexpected Bills

Money Magnetic Tip 1 – Unexpected Bills

When things break down it’s not uncommon for unexpected bills to result. Depreciation is a physical/financial expression of entropy, the tendency of matter to break down or wear out. If you manage to put half of this extra amount of unexpected bills into savings you...

Good Retirement Advice

Good Retirement Advice

Good retirement advice helps our clients reach their retirement goals. Firstly, concerns around having enough money to fund a desired retirement lifestyle is our biggest conversation with our clients. Similarly, eligibility for the aged pension, downsizing, and aged...

Credit Score

Credit Score

How Important Is Your Credit Score? There are few common misconceptions regarding your credit report and overall credit score.   The Myths and Facts About Your Credit Score  Myth 1: A credit score is more important than the credit report. Fact:Knowing the...

Business Loan

Business Loan

Time to apply for a business loan?   The thought of applying for a business loan could make many feel anxious. But it doesn’t have to. A well-rounded application will always get you much further – If you’d like to know what you can do to avoid an unpleasant...

Law of Compounding

Law of Compounding

The Law of Compounding applies to everyone… and is always working. “The Law of Compounding interest is the eighth wonder of the world. He who understands it, earns it… he who doesn’t… pays it.”Albert Einstein Albert Einstein called compounding the eighth wonder of the...

70:30 Money Management Rule

70:30 Money Management Rule

The 70:30 money management rule goes back to the Ancient City of Babylon some 5,000 years ago. Back then was one of the richest cities in the world.  The 70:30 money management rule basically said that for all money flowing into your household 70% would be allocated...

Age Pension / Superannuation / Retirement

Age Pension / Superannuation / Retirement

FOUR new Government measures proposed to address Age Pension / Superannuation / Retirement due to longer life expectancies. One of the focuses of these changes is helping retirees prepare financially for a longer and more secure life. It is in response to increasing...

Business Finance Adelaide

Business Finance Adelaide

Business finance in Adelaide has helped thousands of self employed and small to medium sized businesses successfully diversify with simple and smart business loans. There is an alternative lending market opportunity in Australia, and FMG Wealth Strategists is here to...

Retirement – How much is enough?

Retirement – How much is enough?

Aussie’s are proving to be NOT the best savers and are living on what we term as “hope-ium”. So when it comes to retirement, how much is enough? Recent history is generally showing us that unless you have a greater awareness and establishment of a retirement plan you...

Succession Planning for Business

Succession Planning for Business

What 6 key aspects do you need to know about succession planning for your business? Succession planning describes the process of a business owner transitioning out of their business. Having a plan is essential to ensure the right option is chosen. Along with ensuring...

Cashflow and Debt Solution

Cashflow and Debt Solution

Our Cashflow and Debt Solution NOW Makes it Easier For You Managing your money has now been made easier with our Cashflow and Debt Solution program. Your personal Cashflow and Debt Solution ‘made easy‘ program is here. In this program we are going to show you how...

5 Key Life Stages You Could Use a Financial Planner

5 Key Life Stages You Could Use a Financial Planner

The value of quality financial advice will always remain for Australians at their five key stages of life. Despite the royal commission’s disturbing recent revelations, there will always be a place for quality advice. What are the 5 Key Life Stages You Could Use a...

Cashflow is King! – Cashflow and Debt Solutions

Cashflow is King! – Cashflow and Debt Solutions

Cashflow Debt Solutions Our cashflow debt solutions program now makes Managing Your Money easier. Structuring cashflow & debts efficiently and most importantly, to feel financially secure. Managing Your Money Made Easy We are going to show you how to make the...

Facts of the Successful – Tom Corely article

Facts of the Successful – Tom Corely article

I find this is the best time for me to set intentions, goals and priorities for the coming year.  So I wanted to share some insights from an article I think is so appropriate for us in this community and outlines the values in which we must bring on board if we are to...

Investing – Active v Passive

Investing – Active v Passive

Active investing is generally more expensive and passive investing may appear more simple but investors should consider their goals before deciding. The discussion around index investment strategies or active and passive investment strategies is more complex and...

The Importance of Doing the Little Things :)

The Importance of Doing the Little Things 🙂

Little things can cause significant changes. We have all experienced that. Imagine if you could change the world, (and your world), just by making your bed.  Yes I know it seems like an odd action and you may ask, how could making my bed change my world? Find...

US will fall more than Australia in next bust

US will fall more than Australia in next bust

The US is leading the current boom and US shares are more over-priced than Australian shares, so US shares will have further to fall in the next bust. Australia and the United States are similar in many ways. Both are former British colonies with relatively stable...

What’s your Wealth Imprint (Thermostat)?

What’s your Wealth Imprint (Thermostat)?

So the biggest question is, what’s your wealth imprint (thermostat)? And how does it affect your ability to accumulate the amount of wealth you want to achieve during your lifetime? “Why is it that we constantly see the majority of lottery winners and recipients of...

Money Magnet – 4 Cardinal Feelings for Wealth Building

Money Magnet – 4 Cardinal Feelings for Wealth Building

What are the 4 Cardinal Feelings for Wealth Building?  Wealth Building does not only involve quantitative factors but also qualitative factors too. Call it Psychological, Metaphysical or the ‘softer’ factors, all these are qualitative in nature and you need both to...

Take Inspired Action!

Take Inspired Action!

Just in case you need some extra motivation to take inspired action within your life.. here is a Poem for you called… ‘A Reluctant Investor’s Lament’ An adaptation by John Hopkins  “I hesitate to make a list Of Opportunities I’ve missed. Investments that were in my...

Planting your Wealth Tree – Part 2

Planting your Wealth Tree – Part 2

This month the focus of Planting your Wealth Tree Part 2 is eliminating your long term money worries and further generating that ‘feeling’ of financial security. Hopefully by now you have set up your ‘90 Day Reserve’ account that we discussed last month and started...

Planting your Wealth Tree – Part 1

Planting your Wealth Tree – Part 1

Introduction to Planting Your Wealth Tree I have been wanting to introduce – Planting your Wealth Tree – for sometime now. It all came to the fore and became the ‘right time’ to share this with you on our recent family trip to Greece to visit my parents last...